Our business checking accounts were designed to be simple, effective banking tools. Most can be opened with as little as $100, and all include:
  • Free Online Banking and Bill Pay
  • Xpress Banking, our 24-hour telephone banking service
  • Automatic transfers for loan payments
Small Business
Our basic checking rewards businesses with minimal monthly transactions with credit for balances maintained.
  • $100 minimum to open
  • $5 monthly maintenance fee plus $0.25 per check
  • $.10 credit for every $100 in collected balances 
Flat Business
For businesses with low or limited activity, this account offers great value and predictable pricing.
  • $100 minimum to open
  • $4.75 monthly maintenance fee
  • Up to 100 debit items per month at no charge; $0.25 each thereafter
Non-Profit Now Account
Get all the benefits of Northeast Georgia Bank checking plus interest.​
  • $1,000 minimum to open and earn interest
  • $6 monthly maintenance fee plus $0.25 per debit transaction (excluding ATM and debit card transactions); can be avoided with a $1,000 minimum balance
Business Analysis
Designed for businesses with higher activity levels, this account provides balance-based earnings credit that can be used to offset maintenance and activity fees.​
  • $100 minimum to open
  • $10 monthly maintenance fee
  • Activity fees:   
    • Items deposited $0.10
    • Deposits posted $0.50
    • Debits posted $0.15
    • Night deposit bags worked $1
    • Statement copy $2