small business owner


Business Checking

Our business checking accounts were designed to be simple, effective banking tools.  We also offer flexible, expandable cash management solutions that can work and benefit your company.  Most can be opened with as little as $100, and all include:

  • Free Online Banking and Bill Pay
  • Xpress Banking, our 24-hour telephone banking service
  • Automatic transfers for loan payments
  • Check images returned with statements
Our basic checking rewards businesses with minimal monthly transactions with credit for balances maintained.

  • $100 minimum to open
  • $5 monthly service fee plus $0.25 per debit
  • $.10 credit for every $100 in collected balances 
For businesses with low or limited activity, this account offers great value and predictable pricing.

  • $100 minimum to open
  • $4.75 monthly service fee
  • Up to 100 debit items per month; $0.25 each thereafter
Get all the benefits of Northeast Georgia Bank checking plus interest.​

  • $1,000 minimum to open and earn interest
  • $6 monthly minimum balance fee plus $0.25 per debit transaction (excluding ATM and debit card transactions); can be avoided with a $1,000 minimum balance
Designed for businesses with higher activity levels or more complex banking needs, this analyzed account puts your higher balances to work for you by providing balance-based earnings credit that can be used to offset maintenance and activity fees.​

  • $100 minimum to open
  • $10 monthly maintenance fee
  • Activity fees:
    • Items deposited $0.10
    • Local items deposited $0.15
    • Deposits posted $0.50
    • Debits posted $0.15
    • Night deposit bags worked $1 per bag
    • Returned deposited item $10
    • Special Statement Cut-Off $2