Home Mortgage Lending
Northeast Georgia Bank offers a variety of mortgage programs, including FHA, VA and USDA loans designed to fulfill your vision of “home.” With seasoned originators and deep knowledge of our market area, let us guide you through a successful purchase or refinance. We offer a number of specialty products that can be tailored to your personal situation, including ARMs, Jumbo Mortgages and Investment Property Mortgages. See a lender at any Northeast Georgia Bank branch to learn more.
Lavonia
Nora Chambers
Vice President
Branch Manager
706-356-4444
NMLS ID: 711232
John Foster
Vice President
706-356-4444
NMLS ID: 1373325
Braselton
Mitchell Lewis Chapman
Vice President
Branch Manager
706-654-2237
NMLS ID: 811215
Carnesville
Scott Rhinehart
Vice President
Branch Manager
706-384-4588
NMLS ID: 514482
Commerce Banks Crossing
Zachery Ryan Lathan
Vice President
Branch Manager
706-336-7920
NMLS ID: 1210715
Jeffrey S. Lewallen
Vice President
706-336-7920
NMLS ID: 811200
Elberton
Susan E. Fortson
Vice President
Branch Manager
706-213-9999
NMLS ID: 514490
Sissie S. Herring
Mortgage Loan Originator
Mortgage Loan Originator
706-213-9999
NMLS ID: 1075358
Hartwell
Russell Jay Davis
Senior Vice President
706-376-3931
NMLS ID: 631625
Michael D. Adams
Vice President
Branch Manager
706-376-3931
NMLS ID: 631621
NMLS ID: 631621
Jefferson
Shade W. Storey, Jr.
Business Development Officer
Branch Manager
sstorey@northeastgabank.com
sstorey@northeastgabank.com
706-367-5266
NMLS ID: 514484
Bo Jones
Vice President
706-367-5266
NMLS ID: 1982029
Royston
Rick Tatum
Senior Credit Officer
Division Manager
706-245-7384
NMLS ID: 1022210
Toccoa
Dave A. Stancil
Vice President
Branch Manager
706-886-4351
NMLS ID: 1284901
Thank you for choosing Northeast Georgia Bank for your mortgage lending needs! We look forward to serving you and are committed to making the process as fast and simple as possible. To get started, we’ve provided lists of information you will need when applying.
Documentation needed to apply for a mortgage loan to purchase a home:
- Fully executed sales contract
- Most recent paystubs showing year-to-date income for all applicants
- Last two years’ complete tax returns with all schedules and pages included
- Most recent Social Security or pension award letters, if applicable
- Legal description of the property
- Copies of bank/brokerage statements showing funds available for down payment
Documentation needed to apply to refinance an existing mortgage loan:
- Most recent paystubs showing year-to-date income for all applicants
- Last two years’ complete tax returns with all schedules and pages included
- Most recent Social Security or pension award letters, if applicable
- Legal description of the property
- Current Homeowners Insurance policy declaration page (shows premiums, address, and coverage amounts) and flood insurance policy declaration page if applicable
- Current property tax bill